Capital and community for entrepreneurs the system overlooked.
First Community Capital champions economic justice and opportunity by expanding access to affordable capital and technical assistance for economically disadvantaged small businesses and LMI communities.
What we do
We lend directly up to $100,000 and connect borrowers to partner institutions for needs up to $2 million and beyond. Every loan is paired with free technical assistance, because access to capital without access to expertise leaves too many businesses exposed.
As a U.S. Treasury certified CDFI, a California DFPI licensee and an IRS registered 501(c)(3), we are accountable to the communities we serve and to the regulators who certify our work.
Our values
Trust — We build lasting relationships grounded in honesty.
Transparency — Clear terms, no hidden fees, no surprises.
Innovation — Fresh approaches to age-old barriers.
Impact — Every dollar deployed moves communities forward.
Mission-Led — People over profit, always.
Ready to start your journey?
Whether you are ready to apply or just exploring options, our team will help you find the right fit for your business.